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Eligibility Criteria

  • Over 18 and a UK resident
  • Have a bank or building society account
  • Receive a regular income
  • Have no CCJs, defaults or debt management plans in the past 12 months

3 Simple Steps

  • Phone 033 3939 9393 to apply.
  • Give us some information about yourself.
  • Get a decision within 48 hours.
Contact us

Existing client feedback

Contact us to make an application.

Speak to one of our experts on 033 3939 9393. We treat every customer application on an individual basis and that’s why we want to speak to you, so we can understand your circumstances better - because we are a responsible lender.

Less than perfect credit history?

If your credit rating is not as good as you'd like it to be, due to circumstances beyond your control, you can still apply for a Sprout Consolidation Loan if you meet our eligibility criteria. Most traditional lenders simply won't consider people with a less than perfect credit history or those in an IVA.

At Sprout, it's a different story. We don't rely solely on automated credit checks. We're more interested in your credit future than your credit history.