We are a unique direct lending company (not a broker) - founded by people with experience in helping other people who may have struggled with money in the past. We understand the challenges people have faced and offer loans for selected individuals who haven’t got a perfect credit score but can demonstrate during the past year that they’ve been getting their finances back on track.
At Sprout, we look at things a little differently. We don't rely entirely on your credit history, or financial difficulties you've had in the past to decide whether you get your Sprout Loan. All we ask is that you prove you can comfortably afford the new loan repayments.
We always review your application individually to make a quick decision.
It's all part of our promise to you - a fair, friendly and fresh approach to lending!
Apply nowAt Sprout we're open, honest and completely transparent. We offer simple pricing and no fees - ever! So our customers always know the cost of their loan up front.
We look beyond your credit score, offering loans to responsible, hard-working people who may have had a credit blip in the past, but are now committed to improving their financial health. We believe the occasional problem should not necessarily affect someone's chances of getting a loan.
* Please contact us should you wish to borrow more than £7,500
We make checks individually on each loan to ensure that customers can afford repayments before we transfer funds. We also report your payments to a major credit bureau which can help you build a better credit rating, meaning that our customers can improve their financial health elsewhere for things like mortgages.