Eligibility Criteria

3 Simple Steps

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Existing client feedback

Contact us to make an application.

Speak to one of our experts on 033 3939 9393. We treat every customer application on an individual basis and that’s why we want to speak to you, so we can understand your circumstances better - because we are a responsible lender.

Less than perfect credit history?

If your credit rating is not as good as you'd like it to be, due to circumstances beyond your control, you can still apply for a Sprout Loan. Most traditional lenders simply won't consider people with a less than perfect credit history or those in an IVA.

At Sprout, it's a different story. We don't rely on automated credit checks. We're more interested in your credit future than your credit history. We offer loans to people in a wide range of circumstances, including those with a less than perfect credit history and for many purposes, including making a proposal to settle your IVA early.